Construction funding is a specialised financial solution designed to support real estate developers, builders, and property owners during the construction phase of a residential, commercial, or industrial project. It provides access to timely funds that can be used for purchasing raw materials, labour costs, and other project-related expenses. The disbursement is generally linked to the progress of construction ensuring optimal fund utilisation at every stage.
Unlike conventional term loans, construction funding offers flexibility in repayment and drawdown structure. This allows developers to maintain consistent cash flow and ensure uninterrupted project completion without relying solely on internal capital or presales. With proper structuring, it becomes one of the most effective tools to deliver projects on time while maintaining financial stability.
Developers, builders, and individual property owners constructing residential, commercial, or mixed-use projects are eligible for construction funding.
Construction funding is released in stages based on project progress, unlike regular loans that are disbursed in one lump sum. This ensures efficient cash flow and proper project tracking.
You’ll need project approvals, financial statements, cost estimates, and ownership documents. Real FinVista assists you in preparing and organizing all necessary paperwork.