What is a Loan Against Property?
A Loan Against Property (LAP) is a secured loan that allows you to unlock the financial potential of your residential, commercial, or industrial property. By mortgaging your owned property, you can access funds for business expansion, education, medical needs, or debt consolidation while continuing to use the property as usual.
Unlike personal or unsecured loans, a Loan Against Property offers lower interest rates, longer repayment tenure, and higher loan amounts, making it a smart way to leverage your assets without selling them. With Real FinVista’s expert guidance, you can enjoy a smooth, transparent process from document verification to quick disbursement.
Why Choose Real FinVista for Your Loan Against Property?
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Expert Financial Consultation
Our team of seasoned banking professionals ensures you choose the right LAP product that aligns with your needs, whether it’s for business growth or personal use.
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Tie-ups with Leading Banks and NBFCs
We work with top financial institutions, giving you multiple options and competitive interest rates all under one roof.
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Fast Processing & Transparent Approach
Real FinVista simplifies the entire process with minimal paperwork, digital verification, and clear communication at every step.
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Tailor-Made Solutions for Every Borrower
We understand that every case is different. Our specialists analyze your profile to offer customized loan structures and repayment plans.
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End-to-End Assistance
From documentation to disbursement, our consultants guide you throughout ensuring a stress-free and time-bound experience.
FAQs - Frequently Asked Questions
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What is the eligibility for a Loan Against Property?
Anyone who owns a residential, commercial, or industrial property whether salaried or self-employed can apply.
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What kind of properties are accepted as collateral?
You can pledge self-occupied, rented, or commercial properties that have clear ownership and valid documentation.
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How long does it take to get loan approval?
With Real FinVista’s digital assessment and expert team, approvals are usually processed within 5-7 working days.
